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1. What is a deed?

A deed is an instrument by which a buyer obtains title to a piece of property being sold. A deed comes in many forms. The most common form of passing title is called a warranty deed. 

The seller warrants that he has a good and clear title and guarantees that his predecessors have no interest in the title. Another form commonly used is the quit claim deed. This is used to obtain a release from a person who is believed to have some interest or claim to the property. By this form of deed, the grantor “quits” any claim the grantor may have.

2. Does a deed have to be recorded?

Although there is no time limit on recording a deed, a deed should be recorded as promptly after the transaction as possible. Failure to record a deed could render transfer or mortgaging of the property impossible and create numerous legal difficulties. However, an unrecorded deed is still valid.

3. What if I lose my deed?

The primary evidence of ownership of land is not so much the deed itself as the recording of the deed. If your deed is misplaced or lost, a copy may be obtained from the Register of Deeds Office or certified with its official stamp. The copy may then be kept among the buyers' personal records.

4. How do I find the deed to my property?

The easiest way to locate your deed would be to supply the Register of Deeds Office with the legal description for your property. The staff will then look in the computer or the appropriate numerical land index book for your name to obtain the correct book and page number of your deed. 

If you do not know the legal description of your property the address can be entered into the Appraisers menu of the computer to obtain the correct legal description. Upon locating the book and page number you will then find a copy of your original deed. You may obtain a copy of your deed for a fee. And it can be certified for an additional fee of $13.

5. May I make my own deed?

Yes, you could, but the Register of Deeds and staff always recommends the retention of an attorney or you may also contact an Abstract and Title Company. The Register of Deeds Office is a recording agency and therefore cannot make out deeds or answer questions that pertain to legal matters.