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1. What is a lien?

Many times the owner of the property may owe money to various creditors. The lien allows the creditors a means of preventing the property from being sold or mortgaged until the debt is paid. Among the many types of liens are tax liens (for nonpayment of taxes) and mechanics liens (for labor and materials furnished in construction). However, a mechanics lien on real property is filed with the Clerk of the District Court.